Home Buyers

FHA Loans With A Credit Score Of 580

There are several lenders that have reduced the FICO (credit score) requirement for FHA loans down to 580.  This could even help those that have lost a home to foreclosure or short sale.  Read my blog "FHA Loans With A 580 Credit Score" in Myrtle Beach Real Estate and More 

100% Financing For A Home Within A Rural Development Area

USDA Rural Development home purchase funding with zero down payment, no mortgage insurance, money for your closing can come from any source, easy qualifications, and Not limited to 1st time home buyers.

Fannie Mae and Freddie Mac May Be Gone In A Few Years And Mortgages Will Be Even Harder To Obtain

Now is the time for home buyers to get more home for less money.  As a Realtor I will help you avoid the intimidating process of buying your first, second, or vacation home. It's my job to guide you, from beginning to end. I promise you will be represented by someone acting in your best interest, and I will take the time to fully answer your questions. 

R E A LT O R . C O M ®/ T O P P R O D U C E R ® S T E P - B Y- S T E P S E R I E S

Home Buyers Guide

A  Home Buyers Guide  provided by Realtor.com is provided by just clicking the underlined words to the left.   The 33 page document contains The home buying process - a brief, step-by-step overview;  A home buyers glossary;  To buy or not to buy - considerations for first-time home buyers in this market;  The loan process - financing your home purchase;  Successfully negotiating the deal;  Expect great service from your REALTOR®;  Home search worksheet.

      We can discuss the advantages of buying and owning a home, and compare renting to buying.

• You can use the mortgage calculator on this site to determine the monthly mortgage payment if you decide to finance your purchase and I can provide you with a list of local lenders who have helped other clients.  You will find out the mortgage dollar amount you qualify for relivent costs of closing.     
  
  We'll discuss what you are looking for in a home.   Size in square footage, number of bedrooms and bathrooms, if you want a garage, bonus room, how much property,  areas of the Grand Strand, schools, and anything else on your wish list. 
   
• We can start the house hunting.  You can do a real-time official MLS search from this site, I can email you listings of homes that match your criteria or we can skip that step and begin our search in person. 
   
• If you find your perfect home and are ready to make an offer, I’ll do a market analysis of the home you’re interested in to make sure that it is priced fairly. Then, I will negotiate on your behalf, to get you the best possible price.  In todays market the "Asking Price" you have seen on the MLS listing does not mean you will have to pay that much. 
   
• I am with you throughout the purchase process and closing.